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Steve: (402) 300-0547 Dani: (308) 850-7116
Kettelhut Office: (402) 729-3060
How Big a Mortgage Can I Afford?
10 Questions to Ask Your Lender
10 Things a Lender Needs From You
Choices That Will Affect Your Loan
10 Things a Lender Needs From You  
  1. W-2 forms or business tax return forms if you're self-employed for the last two or three years for every person signing the loan. 2. Copies of one or more months of pay stubs from every person signing the loan.

  2. Copies of two to four months of bank or credit union statements for both checking and savings accounts.

  3. Copies of personal tax forms for the last two to three years.

  4. Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.

  5. Copies of your most recent 401(k) or other retirement account statement.

  6. Documentation to verify additional income, such as child support, pension, etc.

  7. Account numbers of all your credit cards and the amounts of any outstanding balances.

  8. Lender, loan number, and amount owed on other installment loans student loans, car loans, etc.

  9. Addresses where you lived for the last five to seven years, with names of landlords, if appropriate.


Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2005 ©.


This data was last updated on May 25, 2024. The data is subject to change or updating at any time without prior notice. The data is deemed to be reliable but no warranties of any kind, express or implied, are given. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is provided in part by the Internet Data Exchange (IDX) program of the Tri-County Board of Realtors┬«, Inc. The listing firm is identified in the detailed listing information. Copyright © 2024 Tri-County Board of Realtors ®, Inc.
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515 E Street
Fairbury, Nebraska 68352
Phone:  (402) 729-3060
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