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Steve: (402) 300-0547 Scott: (402) 300-2659 Megan: (402) 443-6008
Kettelhut Office: (402) 729-3060
5 Property Tax Questions You Need to Ask
5 Things to Understand About Homeowners Insurance
10 Ways to Lower Your Homeowners Insurance Costs
5 Things to Understand About Title Insurance
10 Ways to Lower Your Homeowners Insurance Costs  
  1. Raise your deductible. If you can afford to pay more toward a loss that occurs, your premiums will be lower.

  2. Buy your homeowners and auto policies from the same company. You'll usually qualify for a discount. But make sure that the savings really yields the lowest price.

  3. Make your home less susceptible to damage. Keep roofs and drains in good repair. Retrofit your house to protect against natural disasters common to your area.

  4. Keep your home safer. Install smoke detectors, burglar alarms, and dead-bolt locks. All of these will usually qualify for a discount.

  5. Be sure you insure your house for the correct amount. Remember, you're covering replacement cost, not market value.

  6. Ask about other discounts. For example, retirees who are home more than working people may qualify for a discount on theft insurance.

  7. Stay with the same insurer. Especially in today's tight insurance market, your current vendor is more likely to give you a good price.

  8. See if you belong to any groups associations, alumni groups that offer lower insurance rates.

  9. Review your policy limits and the value of your home and possessions annually. Some items depreciate and may not need as much coverage.

  10. See if there's a government-backed insurance plan. In some high-risk areas, such as the coasts, federal or state governments may back plans to lower rates. Ask your agent.
Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2005 ©. www.REALTOR.org/realtormag

 


This data was last updated on Mon Dec 10 15:22:21 EST 2018. The data is subject to change or updating at any time without prior notice. The data is deemed to be reliable but no warranties of any kind, express or implied, are given. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is provided in part by the Internet Data Exchange (IDX) program of the Tri-County Board of Realtors┬«, Inc. The listing firm is identified in the detailed listing information. Copyright © Mon Dec 10 15:22:21 EST 2018 Tri-County Board of Realtors ®, Inc.
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515 E Street
Fairbury, Nebraska 68352
Phone:  (402) 729-3060
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