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Steve: (402) 300-0547 Scott: (402) 300-2659 Megan: (402) 443-6008
Kettelhut Office: (402) 729-3060
Budget Basics Work Sheet
8 Steps to Getting Your Finances in Order
8 Ways to Improve Your Credit
5 Factors That Decide Your Credit Score
6 Creative Ways to Afford a Home
Budget Basics Work Sheet  

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

 

Income  
Take Home Pay/All family members  
Child Support/Alimony  
Pension/Social Security  
Disability/Other Insurance  
Interest/Dividends  
Other  
Total Income =  

Expenses  
Rent/Mortgage
(include taxes, principal, and insurance)
 
Life Insurance  
Health/Disability Insurance  
Vehicle Insurance  
Homeowners or Other Insurance  
Car Payments  
Other Loan Payments  
Savings/Pension Contribution  
Utilities
(gas, water, electric, phone)
 
Credit Card Payments  
Car Upkeep
(gas, maintenance)
 
Clothing  
Personal Care Products
(shampoo, shaving cream, etc.)
 
Groceries  
Food prepared outside the home
(restaurant meals and carry out)
 
Medical/Dental/Prescriptions  
Household Goods
(hardware, lawn and garden)
 
Recreation/Entertainment  
Child Care  
Education
(continuing education, lessons for children)
 
Charitable Donations  
Miscellaneous  
   
Total Expenses =  
   
Remaining Income After Expenses =  



Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2005 ©. www.REALTOR.org/realtormag

 

 


This data was last updated on Mon Dec 10 14:32:29 EST 2018. The data is subject to change or updating at any time without prior notice. The data is deemed to be reliable but no warranties of any kind, express or implied, are given. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is provided in part by the Internet Data Exchange (IDX) program of the Tri-County Board of Realtors┬«, Inc. The listing firm is identified in the detailed listing information. Copyright © Mon Dec 10 14:32:29 EST 2018 Tri-County Board of Realtors ®, Inc.
© Kettelhut Real Estate, Mon Dec 10 14:32:29 EST 2018. All Rights Reserved.
515 E Street
Fairbury, Nebraska 68352
Phone:  (402) 729-3060
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