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Steve: (402) 300-0547 Dani: (308) 850-7116
Kettelhut Office: (402) 729-3060
Budget Basics Work Sheet
8 Steps to Getting Your Finances in Order
8 Ways to Improve Your Credit
5 Factors That Decide Your Credit Score
6 Creative Ways to Afford a Home
Budget Basics Work Sheet  

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.


Take Home Pay/All family members  
Child Support/Alimony  
Pension/Social Security  
Disability/Other Insurance  
Total Income =  

(include taxes, principal, and insurance)
Life Insurance  
Health/Disability Insurance  
Vehicle Insurance  
Homeowners or Other Insurance  
Car Payments  
Other Loan Payments  
Savings/Pension Contribution  
(gas, water, electric, phone)
Credit Card Payments  
Car Upkeep
(gas, maintenance)
Personal Care Products
(shampoo, shaving cream, etc.)
Food prepared outside the home
(restaurant meals and carry out)
Household Goods
(hardware, lawn and garden)
Child Care  
(continuing education, lessons for children)
Charitable Donations  
Total Expenses =  
Remaining Income After Expenses =  

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2005 ©.



This data was last updated on Jun 20, 2024. The data is subject to change or updating at any time without prior notice. The data is deemed to be reliable but no warranties of any kind, express or implied, are given. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is provided in part by the Internet Data Exchange (IDX) program of the Tri-County Board of Realtors┬«, Inc. The listing firm is identified in the detailed listing information. Copyright © 2024 Tri-County Board of Realtors ®, Inc.
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515 E Street
Fairbury, Nebraska 68352
Phone:  (402) 729-3060
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